Friday In House News

 Hailings...... Happy weekend!!!

IN HOUSE MEMO

How una dey!!!

I have received all the account details of the giveaway recipients but i cant do anything until the prange bank settles the issue cos transfers are not possible...This is also the reason i will not post the next list...Will only post the list  when these names are sorted out so that i dont make a mistake.....

Thanks for una understanding...

My next list will/may /is controversial.....LOL

Today is Friday and I am making Knodel with protein sauce loaded with veggies and farmers salad by the side.....No try me for oyi food oh!!!!

I miss soaking garri with ice water, groundnut, coconut, milk, sugar and kulikuli mixed together...I have even tasted garri in four years but once in a while i get soup and use oatmeal to swallow.....

I dont miss eating any food like that though cos food nah food and its in the mind...I am always surprised when i hear people say they cant do without swallow...........

Enjoy your day and let me look for waht to eat as I am very hungry.......

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IMPORTANT READ

 MONEY MISTAKES WE SHOULD AVOID 

MONEY MISTAKE 1

Never borrow money that accrues interest to start a business . That is to say, never borrow money to start a business expecting that the business will generate income to pay back the borrowed money plus the interest.

MONEY MISTAKE 2

Never spend money you haven't received. Don't even promise someone money based on a promise you have from someone else. If someone tells you: "Ezra, come to my office tomorrow at 9am and pick #30K"don't go out to buy items on credit based on this promise, with the hope that you will pay off your creditor when the promised money comes; it may not come as promised and this will leave you in problems with your creditors.

MONEY MISTAKES 3

If you want to save, whenever you receive money, don’t start spending hoping that you’ll save what remains. Normally what remains is zero because as long as money to spend is available, the numerous things you can spend it on are also available. And things to spend on even incite their 'relatives' so that you spend even more than you had planned. When money to spend is not available, we naturally find a way of doing without it. That's why I've learnt to save with an INVESTMENT CLUB. Once I send money there I assume I no longer have it. Before you spend any money, put your savings aside then spend what is left after saving.

MONEY MISTAKE 4

When you get an opportunity to meet a very wealthy person, never ask for money. Ask for ideas on how to make money. They may even choose to give you money on their own after seeing that your ideas are great, but let getting money from them never be your objective.

Money Mistake 5

Keeping your seed instead of planting it. Many people stop at saving. It's very, very difficult to save and have all you need to maintain your lifestyle especially after retirement. When you save, your savings are seed; plant it. When you just keep the seed (saving money) some seeds begin to die (eaten by inflation and the like). That's why I recommend that you read about the different types of investment vehicles you can use to grow your savings. I am not necessarily talking about putting the money in a business, because you can easily lose money in  business. I am talking about putting it in an investment.

MONEY MISTAKE 6

Never lend someone money you are not willing to lose. By the time you lend someone money, be contented in your heart that should the person fail to pay, you will not die. You should not even lose that person's friendship if they fail to repay the money you lent them. If you feel the person might fail to pay you and this will not affect your relationship with them, then lend them money. If their failure to pay would make you hate this person’s entire clan, please advise the person to go to the bank.

MONEY MISTAKE 7

Never append your signature to guarantee someone on a financial matter if you are not willing or able to pay the money on their behalf. Do I have to explain that one? No, it's self-explanatory.

MONEY MISTAKE 8

Avoid keeping money you don't intend to use in the short-term within easy reach. For instance, don’t walk with #100K in your pocket when all you plan to do in a day costs #20K. Like I mentioned in Money Mistake 3, there are always expenses available to gobble any money that is within reach, so if you don't want to lose it, put it away in a safe place.

MONEY MISTAKE 9

Avoid keeping money in inappropriate places e.g. in socks, under the pillow, in a pit, in the sitting room, in the bra, in a travel bag that you will place somewhere in a bus ... impulse buying is a devil that will keep you busy!

Money Mistake 10

Spending money on an item that you can do without (at least for the time being). These days when I pick money from my pocket or wallet, before paying for something I ask myself: What would happen if I didn’t buy this? If I find I can live with the consequences of not having that thing, I smile and walk away.

MONEY MISTAKE 11

Paying an amount for something that's not the minimum you can get that same value for. In other words, if you are along east Legon road and you pay #5K for a shoe that you can get at #3K at Makola  market, that's a money mistake except for those who have achieved financial freedom.

MONEY MISTAKE 12:

Consistently spending all you earn or more than you earn. It's like having a drum where you have an inlet that's smaller than the outlet. It will never get full. And should the inlet ever reduce significantly the drum will run dry. If you do it the other way round and the inlet is bigger, it will get full and even overflow. Hence, we have to always ensure we are widening the inlet while narrowing the outlet – all the time. Your side hustle comes in handy!

MONEY MISTAKE 13:

Thinking about short-term only and forgetting about long-term or thinking about the long-term and forgetting about the short-term. For instance, Lydia was told that there's money in land. She saved money over a long period of time and bought 30 acres of land. Now she has the land but she is always broke. She is always complaining. She's disgruntled and she doesn't seem to see herself earning from the land in the near future. Now, let's ask ourselves: Having 30 acres of land and no money to feed your family or take a child to hospital, is that wealth or poverty? I think Lydia only looked at long-term needs and forgot that she has short-term needs that require money. What of those who find they are one paycheck away from salary? Are they thinking about the long-term needs?

Let’s take stock of our finances. How many mistakes are you guilty of? Do you now feel better-equipped to do better with these tips? Good luck, savers! Share this knowledge with your friends because it will not benefit you if you are selfish with it. 

from facts daily

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WONDERFUL NAMES OF GOD - PART TWO

71. Champion of champions
72. Winner of winners
73. Composer
74. Author
75. Finisher
76. Glorious in Holiness
77. Fearful in praises
78. Sleepless God
79. Ancient of days
80. Ageless God
81. Eternal God
82. Excellent God
83. Powerful God
84. Leader of leaders
85. Chief Inventor
86. Convener
87. Compassionate God
88. Commander-in-Chief of heavenly host
89. Worthy King
90. Overseer
91. Moulder
92. Shaper
93. Breaker
94. Praiseworthy God
95. Helper
96. Richer than the richest
97. Older than the oldest
98. Trustworthy God
99. Arranger
100. Master Builder
101. Master Planner
102. Master Minder
103. Arrester
104. Relentless God
105. Voice of hope
106. Beautiful God
107. Alpha and Omega
108.Game Changer
109. Our Refuge
110. Our fortress
111. Our Buckler
112. Our Banner
113. Strong Tower
114. Unchanging changer
115. Rose of Sharon
116. All in All
117. Pillar of our lives
118. The First Born
119. Lamb that was slain
120. The Glory & lifter of our heads
121. The word of God
122. Our Advocate
123. Our High Priest
124. Bishop of our souls
125. High and Lofty one
126. Almighty
127. Our Best Friend
128. On time God
129 Lion of Judah
130 Omnipotent
131. Omnipresent
132 Omniscient
133. Consumming fire Adonai
134. The beginning & the end
135 Living water
136 Unquenchable fire
137. Awesome God
138 I salute your excellency Baba
139 Battle stopper
140 Unquestionable God.
141 Jehova shikenu,
142 Mighty one in battle.
143 Glorious in Holiness,
144 Fearful in praises.
145 Mighty man of valour.
146 Miracle worker.
147 Rock of ages.
148 Merciful God.
149 Advocate.
150 Always doing wonders.
151 Amen and Hallelujah.
152 Answer to prayers.
153 Intercessor.
154 Interceptor.
155 Balm of Gilead.

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