THURSDAY In House News...

 Hailings.....

IN HOUSE MEMO

How una dey? I pray today ends awesomely for you.

I will instruct my PA to call those of you who are the last 10 recipients for the giveaway, expect the call on FRIDAY DECEMBER 17th.... Dont worry we will get your numbers and after I have credited you with the money, you can post your thanks.

 

Tight hugs to everyone.

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INSIDE THE MIND OF A WOMAN GOING THROUGH MOTHERHOOD



Christmas rice, growing up, Christmas was and is still my favourite time of the year. I loved harmattan season but what kept me going was the new clothes and shoes that had been in my mom’s wardrobe since November.

 Although they were oversized, they were the reason I had an extra spring in my step from the first of December. I would keep crossing off the days on our calendar. I always wanted those big gowns with cap and matching bags but my mom always had different ideas. Till an aunt bought them for me. I ran so many errands that Christmas, so I could show off my gown.

Also I kept a mental list of those who faithfully every year, brought chickens to the church parsonage. I was always nicer to them during this period, after all that was the only time my mom would give me all the chicken legs to eat at once.

I looked forward to sharing rice and chicken in white stainless dishes we called “ abo ajashe". They had painted designs on them. My mom had a collection and it was on days like this, they were brought out. Our neighbours would give me ten or five naira notes in appreciation. I wasn’t allowed promise cards because my mom felt it was a form of corporate begging, so I would always look on jealously at my friends while they counted their earnings after church service on Christmas day.

Of all our neighbours Mummy Sola's white rice and chicken stew was the best. It should have been mummy Toyin but her stew was too spicy for my little tummy, followed by Mummy Ore. I can still remember the taste of their food. I am sure my mom's stew was the best though just in case she reads this. Christmas rice and stew always tasted different, more delicious.

I feel this childish excitement in my bones once it’s the first of December, I find it hard to be still or stay indoors. These days, I go all out for my kids, trying to build nice memories for them too. I would love to one day read about their Christmas memories and I hope it will be more exciting and fun than mine.

Ps. Nobody shares rice anymore in my neighbourhood. Everybody now minds their business.



hahahhahahahhahahahahhaha @nobody shares rice anymore... you no sabi how much bag of rice be now? hhahahahahhaha

Abeg send me mail this is the last one in the folder.

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NAZIRITES INK

During my undergraduate days, I was so keen on cooking, till date, I prefer cooking to eating out or junk food. Back then, I would go to the market and buy food stuff, soup ingredients then prepare correct soup.

The reason why it was so was because the cash my parents usually gave me was so small that if I dare to eat junk food with it, i might starve the entire semester.

I admired students who ate out and all but all fingers are not equal. I decided to be prudent coupled with the fact that my bestie was a mother who was older me with 5 years, she would encourage us to go to the market and do foodstuffs shopping rather than eat out, besides, we could not afford junk life. 

She was from Niger-delta and would shared their native food recipes with me, I also had a male friend who made the cooking fun, his Mom sells foodstuff in bulk. He would bring plenty food items like Garri, rice, beans, maggi, red oil, sachet tomatoes and more, all the way from Lagos in Shakashaka and I would have a swell and field day cooking and eating to satisfaction.

That decision influenced my life positively and I learnt how to cook very well, cook with little cash and always turning a blind eyes to eating out, except on few occasions.

As a married woman now, I can cook family meals for Africa, thankfully, my husband is a home made foodie.



Abeg i disagree with you on this..There is fun in going out to eat, I LOVE IT!!!

Send mail ooooh

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XMAS is here PLEASE AND PLEASE DO NOT GO BORROWING 

FROM LOAN APPS


Good afternoon Stella, I wanted to send this to you earlier, so you could post it in IHN and save someone this season from all these money lending Apps. But, they just restored power and my phone is on charge hence my sending late.


My journey to borrowing and my regrets.


It all started in August when my friend fell ill and was admitted, I was called from the hospital, cos he has HBP and almost had a stroke. I was running my Masters program at the time, and just as with Postgraduate programs, we are not disturbed for fees until internal defense cos I was in my last lap and rounding up. My school fees was 142K cos it's a state owned university, this is minus 150K for external defense, 20K for refreshment and transportation of project to External Examiner , Faculty, Covid 19, Pg dues, Departmental, yellow form, library clearance, just to meantion a few. We also were told to contribute money for coordinator for all his good deeds phewww! I left somethings out.


I had saved up 85K and I was keeping it and hoping that at least I would use it to pay for my departmental registration and other stuffs since I had someone who had promised to help with the fees when it was time to pay, then my friend fell ill. I can not say what made me not say no when my help was needed, but that is a flaw I have, I can never say NO. Long story I gave out my entire 85K, now let me tell you why I gave cos people will want to chant fool!


I felt it was a matter of life, what if I said I don't have and he died? this friend had been good to me in the past, but the money was for my school. I also gave cos he had just gotten a job and his pay was 1M, it was on the job that he just resumed and broke down. I felt 85K was chicken change and he would easily pay me back after are receiving his paycheck.


Exactly one week later after I lent the money out, school posted an call for the internal defense and criteria school fees must be paid asides other fees. OMG! I regretted given out the money, my friend was not so stable yet, end of month had not reached, I was trapped. The person who had promised to assist me, refused to take my calls, I sent messages no response hmm! how I cried. I ran up and down cos I had just a week to pay 142K and others and 1 Kobo I no get. I berated myself for not putting myself first, for giving the money out if not 142K minus 85K is what I would have been looking for and not the whole money. We all know how the university system works, if u allow yourself cross over by a day to another session, you must pay new school fees and others. Me way never get one, I needed to graduate cos extra year no be for who no get help.


It was at this point I took succor in the arms of a money lending App, me that hates borrowing. I'm one person that, contentment is a virtue, what I don't have I don't go for. The App was offering me 100K to pay back 170, you can see that it is almost double of the money in interest rate, at that point I should have given myself brains and walked away. The time frame to pay back very very short, they collect money every 2 weeks from you, but, I was desperate and not thinking well. I took the loan, borrowed some more and paid. I was relieved but my woes had started the moment I took that loan.


Let me add this here, My friend I lent the 85K was paid and story changed, even his attitude changed, I don't know what to say but I have learnt my lessons the hard way. At one point I confided in a new friend on this blog, I'm sure if she sees this she will guess it's me. I asked her to give me ideas on how to get the money back, this was cos I was desperate.


The only good thing that came out of this saga is that I have graduated and with good grade, I made a 4.83, but I have not even had time to be happy cos of the loan. My friend gave me one rugged advise let me write my response so she will know it's me, although I avoided her from then to avoid an I told you so. My response "Teejay posted a story about a friend who duped him, and all the years he never for ones insulted the guy. Years later the friend paid Teejay and even added interest" "It's not everything you do gra gra for, he will pay me back" "let me handle it my way"


That loan became like a noose around my neck, cos I realized 2 weeks is like 2 days before u close your eyes e do reach. I was beside myself, I could not sleep, every little penny I owned went to servicing that debt. I don lose weight now cos at some point I could not eat cos worry was eating away at my soul, but I am at the last lap of payment which is due tomorrow and this is what has inspired me to share. As I type I never get the money, but by this night I have and must come up with it.


At a point, I could not raise money and had to download another App to take money to service that other loan, while still looking for money to pay back. Because if you default, they might embarrass you, by sending texts to your contact that you are a fraudster. Now let me state the disadvantage of this loan Apps as I have learned the hard way:


1. Their money is like the devil's gift, they give you little amounts with heavy interest rates.
2. Their time frame for repayment is too short, and you will be sure you can repay, but we know in real life our plans can fail.
3. They bridge your contact, when trying to apply for the loan, you are given the criteria of granting them access to your contact. Let me tell you what it is for, It keeps you on your toes, cos it's for threatening you should you default. If you do not pay up they will send messages to your contacts and tell them you stole from them, no matter how little the amount is.
4. You will lose sleep cos of fear, they send you messages of reminders constantly to pay up. Some repayments only have an option for 1 week, meaning I give you money and you must pay back with interest in 1 week.


5. You may not have to repay, even when you think that person will help you, they may fail cos they have their issues. Business you are expecting to come through might delay, your salary might come in later, but in their dictionary, you must pay on the very exact day and not 1 minute later than a set time.




Why did I write this, something in me wants someone to learn, maybe I can save somebody out there by sharing my experience cos Christmas is in a week. Please, my dear, Xmas is just a day, do not borrow, especially from loan Apps if it is not for something very necessary. The stress I have been through in the past few months, hmm! I would have slapped myself if I did this to myself and for a not-so-important reason.


Wear what you have, it is the birth of Jesus we are celebrating, if you can't make your hair, please if you have a wig, wear it. Don't put yourself in unnecessary high jump, just over a day celebration.


As for my friend I learned the money to, he lost the job, paid me only 10K after I threatened even embarrassed him small which I regret, cos I was desperate as well. Thank God he apologized and said he understood it's not in my person cos he knew I needed my money badly too, I also apologized to him for my actions as he has been hit with more woes in the past months.


Lesson: Do not borrow what you can not forgo, but I don't think it applies here cos to me I needed to save a friend. My only regret is I think he offended me by not paying me back when he received his first salary, and my money was so small. He has told me why, but.... I don't know if I can ever do such again.


Learn to sometimes put yourself first. Thank you!

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CHRISTMAS GIVEAWAY


In the spirit of Christmas I would love to bless two bvs each with a 5kg bag of rice for Christmas.
Location is Ilorin
08170270021

The first two callers will be gifted the Rice... Please show proof when you collect...

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