Hmmm...
STAND ALONE NARRATIVE
CHRISTIAN AND LEGAL ADVICE NEEDED
Many years ago my now late sister cheated on her husband with their neighbor, her husband got to know and he said he didn't want her anymore, my family scolded my sister and pleaded with him, but he insisted and we left him, they both have 2kids (Joseph and Josephine)the kids were very very young then, I think they were 4yrs and 2yrs.
This separation really affected my sister, she tried to see her kids several times and this man refused her, at some point the man moved to his own house and my sister dint know where the house was.
This issue really affected my sister then, she got sick in 2011 and she died.
After her death, we informed her ex-husband, he came for the burial without the children, but my family dint drag anything with him, for years he refused us from seeing the kids, but at some point he started communicating with my mum and agreed to take them to her on holidays, he also allowed them visit us the siblings too.
My dad died 6yrs before my sisters death, and he died leaving no will, so his family took possession of his property somewhere in Lagos and was managing it, but you know how this fathers family can be, we were cheated a lot, just last year 2020 we decided to take the issue to court and we've been on it since then and recently we decided to settle out of court and we have taken possession of our inheritance and the property has been shared equally amongst us, Josephine and Joseph took their mums share.
From when my dad died in 2005 till last year 2020 there was no proper account on rents collected from the said property, initially, my uncles collects all rents, and they take care of our needs, at some point we felt cheated and we decided to share all rents equally btw ourselves, my late sisters share was set aside in an account for her kids, we take from it to buy them stuffs when they come on holiday and we also loan from the money too when there's an emergency or any other need.
Recently my late sisters husband started questioning us about the children's share, in his words he has to fight for what belongs to his children, he is no longer doing financially well like before, he has another wife with 3kids.
Now my question is that, is it right for a man who separated from his wife come back years later to fight for property that belongs to his late ex-wife??the same woman you couldn't forgive, we have not cheated the children in anyway, they have a share of the property too even though there was no will.my mum is of the opinion that he can't take possession of his children's inheritance and use it to train his other kids as he's not doing so well again.
Josephine is now 18yrs,I know people will say she's old enough to take possession of their inheritance, some 18yr old's are mature, exposed, wise, at all, but Josephine is still naïve, not exposed, she's not matured and wise enough to properly manage the money from their share of the property.
Please advise me as a Christian and also legally.
Hmmm, I am sure that we will find some good advice in the comment section...
As for zour sisters husband not being able to forgive her, that was his prerogative...he must have been badlz hurt bz her cheating with the neighbour
For me oo! I dnt think you people should give the husband from it. Pls keep it and use it to train the two kids. When they are old enough you cn hand it over to them.
ReplyDeleteIf you start giving it to their father. Na him nd e wife go chop am finish. Be wise! He has no right to fight over it. He is shameless
Wicked heartless and shameless.
DeleteSeconded!! Poster follow this comment
DeleteHe cannot be serious.
DeleteThey were separated and divorced when she died
He has no right to any of her properties.
If they were still together then fine.
Your sister had no Will, hell! She wasn't even aware of the inheritance so he can't claim them.
However, you all should open and account for the kids and put on fixed deposit until they are mature enough to spend it, or else he will use it for himself and family.
Thirded!
DeleteDear poster, kindly follow this comment.
Just imagine! Coming to fight for what is not yours.
He cant even take the properties because your mum is not dead and everything belonged to her husband.
DeleteI don't think your dad had a Will stating the things were for his children so they all rightfully belong to your mum.
Your mum should change everything to her own name and write a fresh Will.
Let me see what he will claim
The children are already big so they can come and ask for what they need eg school fees clothes etc. Do not give them to him. The inheritance is for the children and not the father. If he had stayed with the wife he would have enjoyed it. YOUR MOTHER IS RIGHT. DONT LET GUILT MAKE YOU GIVE HIM ANYTHING. The most important thing is the children never lack. As long as you do that, you father and your sister will rest peacefully. Times are hard, let them be able to use this small inheritance to take care of their own needs
DeleteOk so your father died interstate
Delete(without a will) so his estate or property goes to his wife since she is still alive.
Now your mom can choose to share with her living children or whoever she pleases.
There is no law that says she must give to her grandchildren or a deceased child.
The point I am making is you guys need to be smart and be steps ahead of that man. In what capacity is he contesting? As who? Your mum decides who to share her property with. Your dad has a surviving wife so it is entirely her prerogative.
Having said that, you guys need to be careful with borrowing the kids money. You might just borrow and not return some day. Invest it for them and make sure no one has access to it
(including you guys) till they are much older and wiser.
In every thing you do make sure that joker doesn't get a dime. He will use the money for other purposes. It is ok not to forgive but he needs to remove his greedy eyes from what isn't his. Let him go and work for his own and will to his 5 children.
Abeg you people should take good care of those children oh, look out for them and guide them.
All the best.
Well, u people can tell him he got his information wrong, unless he has a copy of the judgement. I dunno sha, I would have gladly managed my nephew n niece property for them till they clock 20 n hand to over.
ReplyDeleteGet someone to handle the estate. Make it legal. Until the kids are 24yrs.
DeleteNoooo!!!! Until they clock 30 in their husbands house.. give them a large sum and hand over the share from them. Do not give them a dime while they are still under their father unless they need money for their tuition, school books, getting on their feet after graduation. Don’t hand over money to their father.
DeleteThat man has guts. Imagine his request. Anyways, you people allowed it...
DeleteHis not forgiving your late sister is his business, a lot of men can't take such, but coming to fight for property, he is just being shameless
ReplyDelete👌👌👌👌
DeleteHe punished her in the worst form of way anyone can possibly punish a mother. I hope he finds satisfaction in her death from broken heartedness.
DeleteThe true custodian of your dad's inheritance is their grandmother who, thanks be to God, is very much alive. Their grandmother will handle things untill she deems the children mature enough to take over. He knows he will find a way of manipulating the children to his advantage. May his plans fail.
He's damn shameless....
DeleteYou guys should tell him that your sister's kids will have full access to their share when each of them graduate from university.
ReplyDeleteBut you people should continue being good to the kids and not change mind in future and deny them their right.
Exactly
DeleteFirst of all poster,u and ur family are very good people for giving her share to her children even in her absence....ur late sister's husband have no business fighting for that money,it's very clear that he needs the money for something else. If I were to be in ur shoes,I will put my niece and nephew first and by this I mean I will not release a dime to him knowing fully well that it will not be used for the purpose it was meant for, I will wait for the kids to mature before giving it to them... maybe wait till they graduate from University then give it to them to start up something or buy something of value. If there's no property or money anywhere, won't ur late sister's husband look for how to cater for his family? Next time he says anything like he's fighting for his children's inheritance tell him that u will not release a dime cos u are not sure if it will be used for the kids that he should wait till the kids are mature enough to decide what to do with it and if by then u people refuse to release it then he do the so called fight
ReplyDeletePoster put the property of your nephew and niece in trust..You can get a good lawyer to draft that from you (Lawyers in the house I hope I am correct)...God bless your family for standing up for them..Please don't give it to the husband at all...
DeleteIsn’t it supposed to be for your sisters kids?when you give goat to someone,pls leave the rope unless your eye is still entering the goat.Give him your sisters share since you already said it’s for her kids,whatever he does with it is his business.I would’ve said keep the money for them till they are 18 but it’s not even guaranteed that there will be any money if you guys are borrowing it already.
ReplyDeleteSo he can graciously receive the inheritance of an adulterous woman now?
Delete'Whatever he does with it is his business'. No it is not his business. It would be if it was his inheritance. The future of his kids would go more smoothly if he uses that money well so saying 'it is his business will not cut it sorry.
@Bini thank you oh...Its fine he is hurt that she broke the marriage vows so why you wan chop Adulterous woman money..Akpi ogologo!!
DeleteAnon15:20 I think you need to wake up again 🙄
Delete@Anonymous 15:20 did your phone type by itself?
DeleteI am just angry sha
ReplyDeleteLet the children knows about their money of their late mum and also not let their father manipulate them into giving him the money.
ReplyDeleteA good lawyer for them on sharing basis.
The father went too far in not forgiving the wife.
Men can't take what they dish to their wives but want their wives to live with their cheating ways.
It is well with your family
Yori honestly he went too far, denied the woman access to her children till she died it's so painfull and now he wants to disguise and reap where he did not sow. You people should not give him shingbin he wants to use the property of a woman he could not forgive to train is battalions.
DeleteHe has no business with the children's share especially as it's being managed well by the family.
ReplyDeleteI hope you get good advice here and sorry about your loss.
So why should there be fight at all? Or are you telling us that you are interested in greedily taking these kids' inheritance?
ReplyDeletePlease give the kids what belongs to them and do not punish them for the sins of their father. 🙄🙄🙄🙄🙄
Do you read at all before you begin your judging spree?
DeletePlease go back and read well.
DeletePlz try go over this Chronicle again. They are not trying to deny the kids. They just want what belongs to the kids protected and used judiciously.
DeleteLol @ Judging spree 🤣
DeleteI don't see any issues with that comment. The girl in question is greedy. Why have they been "borrowing from" these kid's money, don't they have their own?
Delete19.31 we know it's you defending "yourself". Judge judy. Mschew
DeleteLuke 12: 13Someone in the crowd said to Him, “Teacher, tell my brother to divide the inheritance with me.” 14But Jesus replied, “Man, who appointed Me judge or executor between you?” 15And He said to them, “Watch out! Guard yourselves against every form of greed, for one’s life does not consist in the abundance of his possessions.”…
ReplyDeleteSmh.... again, smh!!
DeleteShaking your head at God's Word,
DeleteAre you okay?😮😮😮
So, what's your point?
DeleteShaking my head at your constant judgmental approach. Stop misusing the Word of God!!
DeleteI also hope you refuse to partake in any inheritance in your family madam ****
DeleteIn my own opinion, you guys should keep fending for your niece and nephew. Their education shouldn't be truncated and their personal needs shouldn't be denied.
ReplyDeleteDon't let the 18 year old take charge of the account yet as she may not be able to make the right decisions for now but make sure that their needs are met so far the money can cater for them.
I agree. Do not hand over any money to the father for any reason
DeleteY'all shouldn't allow the annoying man come an inch closer and ignore his rants like some bad habit
ReplyDeleteYour late sisters husbands has a right to fight for his kids inheritance, saying Josephine is not matured enough to control her inheritance and your sister husband is not doing well financially is suggesting to me. My advice is to put the money in a trust or account for their education where neither you nor their father is in control of it. I think First Bank has one of such accounts.
ReplyDeleteYou people shouldn't have let him know the kids were given inheritance.
ReplyDeleteSomebody in your own family should be in charge of the inheritance not this man.
Hmmm I hope this inheritance doesn't get into the hand of that man cos his present wife will highjack it and I'm sure she & their father have be been maltreatment this Josephine and Joseph all these years.
I think he got that info from somewhere. Someone must have informed him on the issue on ground without their knowledge🤔
DeleteFunny enough where was he when they were dragging for the inheritance with the father's family?na now he wants con show power 🙄
This is seriously serious
ReplyDeleteHmmmmm
So sad, that was a costly mistake your sister made.
ReplyDeleteHer ex-husband has no right/ business whatsoever with her property. They all belong to her children. Your mom is correct.
That man should respect himself.
Yes, it is right for him to fight for his children's right. He is their father and was there for them. Some other father would have abandoned your sister with her children. But his motive is where the problem lies - He needs money for his problems. Not necessarily that he wants to collect and use for them. With that in mind, l suggest that: please, NEVER ALLOW HIM TOUCH THE MONEY. EVER. From the point of receipt to expenditure, he should have no access to it. Ask your lawyer how you can conviniently do that.
ReplyDeleteFind a way to invest the children's portion. E.g. open an education account with banks or insurance companies. There's this policy insurance companies have called annuity, I don't know if it's available for kids. You guys can check it out and remit their monies there. Check it out with Fi**t Ins****c*. Make sure he has no access to whatever you set up for them.
Another one is life insurance. You keep remitting and get paid after 5 years or so. It was 5 years when I did it. It comes with a percentage of dividend yearly. If an emergency comes up and you need to use the money before the maturity of the policy, then no dividend will be paid with it.
When it's time to use it, for e.g. school fees in future, you either pay yourself or forward payment straight to institution. Take note: When filling out forms for the various investments, please be mindful of the next of kin you use. Nobody from your sister's husband family should be used.
Legally, draw up agreement in the presence of witnesses and solicitors stating how you intend to give the children their inheritance. Please speak with your nephew and niece extensively about everything. Explain to them why it has to be so. Because, when their siblings from their stepmom start coming up, attention will shift to them. They'd need something to fall back on. And since their mother is no more, they'd be seriously on their own.
Also tell them that if these monies accumulate, they can use them to set up themselves in future as no one knows tomorrow. Especially if that of the annuity works out. From their portions, remove a monthly allowance which they'll need now especially the girl. Money for odds and ends.
Please, 18 year old is not mature enough to handle inheritance. Some people wey dey their 40s dey zuzu talkless of 18. Handling of money requires experience which your sister's children clearly don't have. Let this be stated in the agreement.
God help you all.
I ji ya nne!! Upvote..Follow this advice to the letter...
Delete🤣🤣 @zuzu
Delete👌👌👌
DeleteThe 18 years old is legally old enough to decide on what to do with her inheritance. If the Inheritance belong to their children, their father is only living parent also have the right to manage it
ReplyDeleteHas the right to manage what? Inheritance that came from a woman he divorced and denied access to her children till her death? He has already denounced that right. Infact he is a shameless bastard for even asking about the inheritance. A useless man nontheless
DeleteDo not release the children’s share to the man...hand it over to them when they are mature enough to manage it well.. God bless you guys for putting them into consideration in the first place.. such a nice family!
ReplyDeleteYour sister may have cheated on him, but it was so wrong to forbid her from seeing the kids. Like why?!! Those her her kids too! She may have failed as a wife, but as a mother? They could have successfully co-parent. A lot of people do this. Taking the kids away was just meant to punish her because he knew that would hurt her. I am wary of people who use their kids as tools in their marriage squabbles. This is not the kind of man you should hand over his children's inheritance to! Yes at 18, the girl may be of legal age, but is still easily manipulated. My advice is hold on a while and try seek legal counsel from a trained lawyer. All the best.
ReplyDeleteYou've just dealt with this matter!!
DeleteHow would one prevent another from seeing her kids?...am quite sure it's what also contributed to her early death😥😥
Poster you people should not release anything to their father, make sure the children are well educated before you hand over the property them please and since he could not leave with a cheating wife he has no right to her property.
ReplyDeleteWell since the father has been responsible for their up keeps.is he taking good Care of the kids? As in they're not lacking? Then you guys should give him access to the account,at least some lercebtaif not all, except you guys will be responsible for their schooling and up keeps from the money.
ReplyDeleteThat man is simply shameless...u people can decide not to give the kids anything and heaven will not fall but since u have decided to...put all the money in trust for the kids until when they are 25 years,then release it to them.... shameless man
ReplyDeleteAs for me, I will tell you to continue to help ur niece and nephew handle their inheritance. In my own case, I got acces yo my funds at 18 that was a very wrong decision. I wish I knew better, I squandered the money on nonsense. I bought clothes and food, my wardrobe was typically a mini mart, changing my phones every session. I was never broke and I kept on doing mother Christmas to every Tom, Dick and Harry. By the time I was done with first degree, I had less than 2 million. I had to mince it to do my masters programme and my research work was capital intensive cos I sent samples outside the country. I had to manage the rest for a small wedding. I truly wished I didn't have access to the funds cos it was grossly mismanaged and the story is almost the same for all my siblings save the last one. My brother squandered his on the abroad dream that never materialised, my Big sis invested hers in gold though when she lost her job, she started selling them off in bits till she sold the last one recently. So long story short help those kids. They would pray for you in the future. God bless your family and give u guys wisdom
ReplyDeleteDon’t give him any damn thing. Just invest the money in a trust like others have told you! Even if he goes to court, the court will agree with your decision. By the way one of those kids is an adult and does not need him to manage the money for her. The boy might still be underage. Let him find money to feed his wife and kids. All these people that can barely feed the kids they have. They will now go and marry another woman, impregnating her with more kids they cannot feed. You know if those kids have full access he’s going to guilt them to be responsible for their half siblings. Hold that money in trust for them till they are like 30 or 35. Rubbish.
ReplyDeleteIf he insist, take the children to stanbic bank and open a trust fund account to be depositing the fund until certain age before they can access it. Their father can be a co_signatory to the account. Nobody withdraws from it. (Blocked account)
ReplyDeleteHmm!let me not judge the dead. Let the man be in charge of his kid's property. It is of no use taking charge of the property when their father is still alive. When ur sis committed adultery, this man single handedly raised ur nephews without demanding for a Kobo. What he intend doing with the property is no body's business. No man can withstand the agony of an adulterous woman. It is very painful.
ReplyDeleteBut a woman should stand the agony of a cheating man abi?
DeleteBut a woman should withstand the agony of an adulterous man right??
DeleteUna go just open mouth Waaaaaa like White Whale!
He should be in charge of his kids' property! The property they inherited from his own side of the family right?!
He is a Shameless man and please why should he demand a kobo from the woman's family to take care of his own kids?
The last time I checked He his their father and it is his sole responsibility to take care of them.
@p16:23, was he not their father and responsible for them? Why will he go and ask for money from the wives relatives to train his children, Exactly for what?
DeleteHe has no rights whatsoever over the inheritance of his children. The relatives of this 2 children left my their Mum has been magnanimous by leaving them an Inheritance meant for their Mum. If I hear that the man wants to fight. From where and on what basis? It belongs to the children. Let their mother's family continue to maintain the inheritance until they see that these children are ready to handle it..
He has no rights or mouth in that matter. Someone should advise him. He will loose the case. Hands down.
I'm going to advise from a legal standpoint.
ReplyDeleteYou and your siblings agreed to divide the proceeds equally amongst you and also keep your late sis share for her children....good.
Get a lawyer to draft an agreement with what you agreed on. Make sure he/she adds a clause that your late sis share goes to an account specifically for her children for their upkeep.
Their father is not a sibling and from his actions has no business in the shares of the family property on behalf of his wife since they were no longer married at the time of her demise. You can include that in the agreement.
The only issue I have is the fact that you withdraw money to use as "loans" or what not. Normally where there is no will, the Native law and customs take effect so in this case, the best thing is to send monies to the account to be held in trust by the bank or an appointed TRUSTWORTHY person till they come of age.
To take out money to buy them stuff is something you guys can afford to do as Aunts and Uncles. If you don't want issues that might arise in future, it would be best to just send monies to account and only use it for emergencies for the children only cos if their mum was alive, you won't "borrow" from that account.
Whatever you choose to do, make sure everything is in writing.
Thank you
DeleteAmnesty thank you
DeleteU made a lot of sense 👌
DeleteThe Man has no right to make any demands. Your Nephew and Niece, aren’t left out of their Mother’s inheritance so he needs to chill and mind his business. You guys need to hold the money in a trust for them till they at least graduate from college. If not, that Man will squander the money.
ReplyDeleteYou guys should stop borrowing from the kids money and live within what you have. Take the kids to preferably Stanbic Ibtc bank and open a money market account for them till they are of age. Your sister's share belongs to the kids and the kids live with their father. The man have the legimate right to fight for what belongs to his kids regardless of his finances and how he treated your sister after she cheated on him with a neighbour. So their father and one or two of your siblings should be signatories to the money market account. This way you guys can't keep borrowing from the money and the man will not have access to the funds. It's a win-win situation.
ReplyDeleteAlex, thank you for this wonderful advice.
DeleteI don't agree. What if he was not aware that there was money for the children? What will he do?
DeleteIt was the family decision to leave something for the children. That decision can be rescinded. And nothing will happen.
Reading this chronicle made me angry. That man is wicked. You don't need a woman but you need what came out because of her. What happens to being man enough to reject Everything that comes from her.
ReplyDeleteYour family is indeed good. If I am in your family. I will not even allow the man know his late wife got a share of our father's inheritance. I will put a percentage of the money in a fix deposit or invest it for the children and give it to them as a surprise when they are old. At the meantime, l Wil make sure they got their eductional and personal needs from a percentage of the money. Mind you. I will never t LL the children that what l am spending is there money. I will treat them very good and they will see me as a caring aunty.
Please ask your mum to tell him since his wife is dead. The family decided to disinherit her but in the actual sense the money is kept safe for the kids. I see a man who will force the children to collect their own share of the money if you people fail to give it to him. Tell him the money or property has been shared amongst the living siblings and his children are not included in the share.
Very wicked and manipulative man. You want to use an adulterous wife money who you could not forgive to take care of your new wife and her children.
Don't give him anything. Tell him the children's portion is put in trust until their 18th or 21st birthday and you can draft legal documents to protect them financially. Their money is not meant to support his other children. Please protect them so they will have something to school with.
ReplyDeleteComing with his sour mouth talking bout he has to fight for what is theirs. Let him go jump in a pit and swim in shyt...mtscccchw
Based on the story as told:
ReplyDelete1. Your sister and her husband were separated. So they were still married. Your family appears to recognise this fact. That was why you invited him for the burial ceremonies of your sister. Except you used that as a bait to lure him to bring the children.
2. You did not say what type of marriage your father and mother had. If they did a Registry marriage, your mother may be entitled to inherit 40% or all depending the State's Administration of Estates Law and your sister's husband may have no legal basis for his claim at all. But if the marriage between your father and mother was a Native law and custom (traditional) marriage, you and your siblings are the entitled inheritors as you have done.
3. If your sister and her husband had a registry marriage, and were not divorced as I understood from your narrative, he has a legal claim to your sister's inheritance. But if they had a native law and custom marriage, the answer depends on whether husbands inherit their wives property under that native law and custom of the marriage.
From the above you may have a window to stop your sister's husband.
The above may be semi-academic because You said: "Recently my late sister's husband started questioning us about the CHILDREN's share, in his words he has to fight for what belongs to his children..."
4. Your sister's husband is the legal guardian of their children. So he can ask about the children inheritance until they attain the age of majority, which his 21years under the common law and under the Child Rights Act. Some State's Law may have a lower age mark.
5. Since your sister husband did not ask for the inheritance as his own, he opened another window for your family to secure the inheritance out of his reach and for the children only until they attain 21 years; that is 5 years from now.
6. The best is to call a meeting first with the children. Explain to them the need to secure their future for them. The 18 year old may be naive. Is the 16 year old naive too? You may be surprised what your "naive" nephew and niece know when given the freedom to be frank with you people over their inheritance.
7. The next step is a meeting with the man. Explain your plan. Be upfront. He wants security of the rents/inheritance. Assure him of security of the money. Be prepared to be open about income and expenditure and most importantly your family desire that the inheritance be for your nephew and niece only. Clearly, he appears aware or suspects of your family borrowings from the account. Going forward be prepared to give full accounts and NO MORE borrowings from the children's share.
8. Draw up an agreement on how the money would be used and/or invested (e.g lands too) in the next 5 years. Open an account in the names of the children. Let his telephone number be one of the alert numbers as a check - He sees the credit and debits. Carry him laong. But the signatories should be the oldest child and one of your family members as a counter-check. PLEASE do not make him a co-signatory otherwise, no money will come out of the account for a useful purpose because your family's interest and his interest are in conflict. Conflicting parties DONT manage estates well.
9. Hopefully, your family's transparency will mellow him. Hopefully, he just wants the inheritance to cater for the 2 children while he faces his other 3 children from his pocket.
10. If above does not help, and your family does not want his hands on the rent/inheritance, involve a Lawyer.
#TheLegalTrainee
#TheLegalTrainee
DeleteI always look forward to reading your posts and comments from a legal perspective, always so sound 👏👏
This man is extremely wicked and selfish, he never allowed the woman set her eyes on the kids and he equally didn't allow the kids pay their last respect to their mum during her burial.
ReplyDelete. . Please don't give him shishi or allow him access
Let your family tell him that the shared the properties among the living. Note it's not the man's business on how the family decides to share inheritance. Note also that the your sister died out of heart break of not seeing her kids. I know what she did was evil but not allowing her access to her children was more evil.
ReplyDeleteIf shame was a man it would be you ex sister's husband. Personally I don't think I 'll allow such man to near our family for inheritance discussion. He will be spoken in a way he will forever remain humiliated. Shameless man
I remember how you guys insulted late femi osibona's brothers for dragging properties with his ex wife. Some even said the woman was entitled to the properties because she had children for him. Pls how is this case diff(aside the adultery aspect) from his? Why do we feel an ex wife can have access to her ex husband's properties because of her kids and same cannot apply to an ex husband?
ReplyDeleteAt poster ,be truthful to yourself. Are you sure the said man is not fighting for his children's share cause he has gotten wind of the fact that it's being mismanaged by their mother's family.? You already said you guys borrow from it.
The legal trainee gave an unbiased professional advice. If both parties have the kids interest at heart and there are no ulterior motives from your end or his,on how to use the money,that advice up there should be satisfactory.
ReplyDelete